by understanding your financial situation, health status, cover requirements, and chronic conditions we provide you with a comprehensive proposal, empowering you to make an informed decision. In turn ensuring that you choose the right medical aid scheme & gap cover option that best meets the specific needs of you and your family.

we ensure your estate planning objectives are thoroughly addressed in your financial plan. We conduct a detailed estate analysis to manage expenses such as estate duties, taxes and executor’s fees, ensuring your dependents receive the support they need. We implement life, disability, severe illness and income protection cover to safeguard your standard of living and that of your loved ones against unforeseen events. We simplify this part of the journey by navigating the complexities of various service providers to create an estate plan that aligns with your wishes and secures your family’s financial future.

we will work alongside you to prepare for a secure retirement with our holistic approach. We assess your current financial position, future income potential and lifestyle goals to craft a comprehensive retirement plan for building and growing your retirement investments. As you transition into retirement, we help you optimise your investments and manage income sources efficiently to ensure a sustainable, tax-efficient income that supports your lifestyle throughout your retirement years.

we evaluate your financial position, investor behavior and objectives to create a tailored investment strategy. This includes incorporating a range of local and offshore investment vehicles to best achieve your objectives. We work alongside our award-winning Discretionary Fund Manager and construct, monitor and manage your portfolio. Thus ensuring it aligns with your short, medium, and long-term goals and adapts to your evolving needs.

at spry. Financial Planning, we offer short term insurance solutions crafted to your unique needs, ensuring your assets are safeguarded against unexpected losses. We’ve partnered with a highly experienced team whose sole focus is on short term insurance, providing you with expert advice, comprehensive coverage and in-claim support that delivers peace of mind.

in South Africa, where many struggle with retirement savings, employee benefits such as retirement funds and risk benefits play a pivotal role. They not only safeguard your employees but also contribute to improving the overall savings culture in our country.

in addition to employee benefits, we assist you with business assurance structures including buy and sell agreements, key man cover, contingent liability plans and preferred compensation.